Our tailored zero budgeting consultation process explained

We offer a guided series of consultations focused on matching financial decisions to personal values. Led by experienced specialists, our process helps clarify your goals and supports practical action steps at every stage.

Jordan Lee

Jordan Lee

Lead Financial Consultant

Meet our consultants

Our diverse team brings insight from multiple financial backgrounds to deliver truly personalised advice.

Jordan Lee

Jordan Lee

Lead Consultant

Sydney

Expertise

Value Alignment Budget Planning Decision Analysis Goal Setting

Jordan creates a supportive space to explore priorities, ensuring every recommendation supports your values.

Leah Patel

Leah Patel

Senior Advisor

Melbourne

Expertise

Financial Guidance Adaptive Strategies Lifestyle Changes Resource Allocation

Leah focuses on practical strategies that adapt as your life evolves, offering a holistic perspective.

Alex Chen

Alex Chen

Consultant

Brisbane

Expertise

Analysis Prioritisation Clarity Consultation

Alex helps clients discover clarity, offering structured support for priority-based decisions.

Ella Brown

Ella Brown

Associate Consultant

Adelaide

Expertise

Personal Planning Support Adaptation Feedback

Ella brings insight into adapting plans to changing circumstances, empowering each individual.

Step-by-step consultation journey

See how our analytical reviews and personal consultations are designed to ensure every financial choice you make is informed by what truly matters in your life.

1

Initial conversation and value discovery

Discuss your unique priorities and what drives your decisions. We start by actively listening to understand your aspirations, preferences, and personal values.

This phase is about establishing a meaningful starting point for future recommendations. We help you articulate what truly matters and clarify your vision together, ensuring your input shapes the approach.

2

Resource mapping and allocation review

Analyse how your resources are currently distributed in relation to your expressed values. Our team highlights patterns, offering useful comparisons.

We conduct an objective review of your financial landscape, identifying opportunities for greater value alignment. This process is collaborative, and your comfort and clarity remain central.

3

Recommendation and action planning

Receive analytical reviews and tailored suggestions based on your personal circumstances and stated goals. Together, we develop next steps.

Your consultant suggests practical actions, all grounded in your situational needs, guiding you towards better alignment between finances and values. No rigid rules—just actionable options.

4

Ongoing support and review

We provide continued guidance as your circumstances or priorities change, keeping your approach relevant.

Expect ongoing access to support with scheduled check-ins for continued success and confidence. Our consultants remain available for adjustments, feedback, or new life challenges.

Step-by-step consultation journey

See how our analytical reviews and personal consultations are designed to ensure every financial choice you make is informed by what truly matters in your life.

Compare consultation styles

Features oravexylon Other providers
Values-centred recommendations
Personalised goal discussion
Ongoing holistic support
Flexible to life changes
Transparent communication
Non-prescriptive process